***Please submit offers by 7/27 @ 7pm*** Enjoy no HOA + a convenient location in this beautiful semi-custom home neighborhood near downtown Elgin; so close to restaurants, grocery stores & more! This incredible home situated on a large, private homesite features 4 generous-sized bedrooms, 2.5 baths & a loft! The long, flat driveway leads to a full 2 car garage, with an oversized front porch welcoming guests at the entry. Inside the expansive living space, you are greeted by a stunning fireplace featuring eye-catching, floor-to-ceiling stone accented by tons of natural light in the main areas from all the tall, plentiful windows. The gourmet kitchen boasts gleaming granite countertops, upgraded appliances, a convenient island for meal preparation and ample storage. The primary bedroom is located on the main level & features a beautifully appointed bathroom with two sink areas, a garden tub with a separate walk-in shower, complete with a large walk in closet. Upstairs are 3 secondary bedrooms with good size closets, a full bath and a loft space. The large backyard area offers so much space for a shed, workshop, playscape, pool! The covered patio provides shade and space for seating during those summer barbecues with family & friends. This home has it all!